Free USD, EUR & GBP accounts. Instant USDC & USDT.
Open a free personal or business account in under a minute and get dedicated USD, EUR and GBP accounts — just like a bank. But better: withdraw instantly to USDC or USDT on your own on-chain wallet. No appointments, no waiting, no hidden fees.
Business accounts in USD & EUR with crypto withdrawal
Open a business account, receive fiat payments from clients worldwide via Wire, ACH, SEPA or UK Faster Payments — and withdraw to USDC or USDT on your own on-chain wallet. One account that replaces both a bank and a crypto exchange.
Wire · ACH · SEPA · Faster Payments
Solana · Ethereum · Base · Polygon
Open a business account
Sign up and pass KYC in under 60 seconds. Get dedicated USD and EUR accounts — no bank appointments, no paperwork.
Receive fiat payments
Get paid by clients via Wire, ACH, SEPA or UK Faster Payments directly to your USD or EUR account.
Withdraw to crypto
Convert and withdraw to USDC or USDT on Solana, Ethereum, Base or Polygon — to your own on-chain wallet.
Why businesses choose 1TCH
Start receiving fiat and withdrawing to crypto today. No bank appointments, no monthly fees.
Open business accountKYC in under 60 seconds · Free to start
Two worlds. One platform.
Everything you need to work and move money — no more switching between services.
Payments & wallets
Multi-currency wallets, instant transfers across rails, and payment links to get paid from anyone, anywhere.
- Multi-currency wallets (USD, EUR, GBP, CHF, JPY + USDC)
- Wire, ACH, SEPA and UK Faster Payments
- Shareable payment links and invoices
- Fiat and stablecoins in one balance
Work instruments
Manage clients, projects, and contracts. Track time, send invoices, and release funds through protected escrow.
- Client and project management
- Invoices, contracts and time tracking
- Escrow-protected payments
- Built-in collaboration space
Supported currencies & rails
Move money across the rails your bank already uses — plus on-chain USDC.
Currencies
Payment rails
Wire
Same-day USD transfers
ACH
Low-cost US bank rails
SEPA
Euro payments across the EU
SPEI
Instant MXN in Mexico
UK Faster Payments
GBP in seconds
On-chain USDC
Solana · Ethereum · Base · Polygon
Security & compliance
Bridge rails
Regulated money movement and AML/CTF compliance.
Didit KYC
Identity verification in under a minute.
Two-factor auth
Step-up 2FA on every fund movement.
Full audit trail
Every sensitive action is logged and reviewable.
Built on trusted infrastructure
How it works
From sign-up to your first global payment in minutes.
Create your account
Sign up and pass KYC in under a minute with Didit.
Fund your wallet
Add USD, EUR, GBP or MXN via wire, ACH, SEPA or SPEI — converted to USDB.
Send or receive
Pay out on-chain USDC or bank rails worldwide; get paid via payment links.
Track & reconcile
Every transfer syncs in real time with a full audit trail.
Built for the way you work
Get paid globally
Invoice clients worldwide and receive fiat or USDC — no bank delays.
Pay teams & vendors
Run payroll and supplier payments across rails and currencies in one account.
One platform, many countries
Manage contracts, escrow and payouts across borders from a single dashboard.
Transparent fees
Everything you need in one place.
Financial rails and work instruments, unified — so you can focus on the work, not the paperwork.
Multi-currency wallets
Hold USD, EUR, GBP, CHF, JPY and USDC side by side. Convert instantly between rails.
Global transfers
Wire, ACH, SEPA and UK Faster Payments — plus on-chain USDC to anywhere in seconds.
Payment links & invoices
Generate shareable requests. Get paid in fiat or crypto with a single link.
Client & project management
Keep every client, contract and milestone organized in one workspace.
Escrow-protected payments
Funds held safely until work is approved. Trust built into every transaction.
KYC in a minute
Verify your identity in seconds with Bridge + Didit compliance. Bank-grade security.
Why 1TCH
One account replaces a bank, a payment processor, and a work platform.
Bank-grade security, always on.
Your funds and data are protected by 256-bit encryption, SOC-2 infrastructure, and full AML/CTF compliance through Bridge and Didit.
Sign up
Create your account and pass KYC in under a minute.
Work
Manage clients, projects, invoices and contracts in one place.
Get paid
Receive and send money worldwide — fiat or crypto.
Ready to combine work and payments?
Create your 1TCH account in minutes. No bank appointments, no paperwork, no extra subscriptions.
Get started freeTrusted by people who move money
Join thousands already using 1TCH to get paid and pay out worldwide.
"I got paid by a US client in minutes instead of waiting a week for a wire."
"We pay our global contractors in USDC and fiat from one balance. Game changer."
"KYC took 40 seconds. I was sending USDC to my Ledger the same day."
Frequently asked questions
Start moving money the modern way
Create your free 1TCH account today — no bank appointments, no paperwork.
Get started free